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We know you're bombarded with real estate market information from all directions—news, social media, friends, and even that chatty person at the PTA meeting. Talk about home prices and mortgage rates seems to be everywhere. But what does this all really mean, and how does it help you decide whether to buy now or wait?

Did you know securing a home loan isn't a done deal until the final closing? It's true! Any financial changes between your application submission and the final signing can impact loan approval. To help you navigate this critical stage successfully, here's a friendly reminder of what to avoid after applying for your home loan.

Prepping to buy your dream home? One thing you'll want to prepare for is to provide your "earnest money." Is this different from your down payment? That's what we're breaking down in this article. Read on to learn more.